Credit card offers

You'll receive your bonus points or cashback after you've met the offer requirements, such as the minimum spend and any card retention period that applies to your offer. Some offers are paid in stages, with an initial bonus awarded after you meet the spend criteria and any remaining bonus awarded after you've kept your card open for more than 12 months. Check the terms and conditions of your specific offer for exact timing.

To qualify for a NAB credit card offer, you need to apply for a new eligible NAB credit card, be approved, and meet the specific offer conditions, such as a minimum spend requirement within a set timeframe or keeping your card open for a certain period. Each offer has its own requirements, so check the individual offer details before applying.

If you’re already a NAB customer, you could be eligible for additional credit card offers like reduced annual card fees, bonus cashback and rewards points, and more. You can explore and apply for these offers in NAB Internet Banking or the NAB app.

Eligible purchases are generally everyday purchases made with your NAB credit card that are processed and charged to your account within the offer period. This can include groceries, fuel, dining, bills and online shopping. Transactions such as cash advances, balance transfers, BPAY payments, gambling transactions and some government charges typically don't count.