Managing your debts | Help and guidance - NAB
I've got credit card debt
How to pay off your debt
Read our tips to help you pay off your debts.
How is credit card interest calculated?
Learn how credit card interest is calculated and discover the ways you can avoid paying extra credit charges.
How to avoid paying credit card interest
Learn how interest on your card works, and ways to avoid paying it.
Common credit card fees and ways to avoid them
Understand the different types of fees and ways to avoid paying them.
Balance transfers for credit cards
See how a NAB credit card balance transfer can help you manage your debts.
What is debt consolidation?
Learn how debt consolidation works so you can decide if it’s right for you.
Why you should avoid exceeding your credit card limit
Find out what happens if you go over your credit card limit.
I've got home loan debt
Home loan financial assistance
If you're finding it hard to make your home loan payments, we’re here to help with support options tailored to your needs.
Avoiding mortgage stress
Ready to buy a home? Plan ahead to keep your finances under control and avoid mortgage stress.
Seven tips to help pay your home loan faster
Changing how you make your home loan repayments could have a big impact.
What is an offset account?
Learn about offset accounts, how they work and the benefits of a multiple offset arrangement.
The difference between redraw and offset
Compare your redraw facility and offset accounts to learn how they can work in different ways to help you meet your goals.
Managing changes to your home loan repayments
Understand how to take control of your home loan, manage your repayments or get support if needed.
I've got financial difficulties
Five practical ways to beat financial hardship
Steps you can take to get on top of things – and take charge.
Why you should avoid exceeding your credit card limit
Find out what happens if you go over your credit card limit.
How we can help if you’re struggling financially
Struggling financially? See how we might be able to help.
Supporting customers experiencing vulnerability
Learn about how we’re helping customers experiencing vulnerability with more support and extra care.
Other resources and support
Financial wellbeing
Discover ways to ease cost of living pressures, manage finances and improve your financial wellbeing.
Financial assistance
Needing to reach out for financial assistance can happen to anyone. You’re not alone. We’re here to help. Learn more about our financial assistance.
Customer Care Kit
Estimate how consolidating your debts could change your repayments.
Get in touch
Customer Support Tool
Solve problems quickly online with our easy-to-follow guides. Simply select a topic and we’ll direct you to the information you need.
Contact us
Explore our personal banking contact information and get support with a wide range of products, services and topics.
Visit a NAB branch
Visit us in person at your nearest NAB branch or business banking centre.
Important information
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