NAB online banking features and tools - NAB

How you can use our online banking features

Make your banking easier, smarter, and more secure. Explore our exciting online banking features.

  • Budgeting tools to help manage your money.
  • Savings tools to help you reach your financial goals.
  • Bill and cash predictions to help you stay on top of your budget.
  • Faster and more secure payment features and more.

 

Saving and budgeting features of online banking

Money management just got easier. These features are designed to help you stay in control of your budget and reach your savings goals more easily.

Estimate spare cash

Cash Prediction estimates your spare cash after payday, helping you budget, save, pay down debt or invest with more confidence.

Predict future bills

Upcoming predicts bills and subscriptions due in the next 30 days, so you can plan ahead, avoid surprises and stay on top of your budget.

Track spending

Spending categorises your transactions so you can see where your money goes, spot spending patterns and make smarter budgeting choices.

Set savings goals

Spaces helps you organise savings into separate goals in the NAB app, set targets and track progress so saving feels easier.

Track your budget

Budgets lets you set spending limits by category and track your progress, helping you avoid overspending and reach your goals sooner.

Store digital receipts

Digital Receipts stores smart receipts in the NAB app, making it easier to search, share and keep records for returns, warranties and tax time.

Fast and secure payment features of online banking

At NAB, we’re committed to making online payments more convenient and efficient for you and the people you need to pay. Security is always front of mind. Here are just a few features available to help you transfer money and pay bills quickly and securely.

Confirm payee name

Check the account name before you pay, so you can feel more confident your money is going to the right person or business.

Fast, secure payments

Use PayID to send and receive money with details like a mobile number or email, making payments faster, simpler and easier to remember.

Manage bill payments

Use PayTo to view upcoming bills, authorise new payment agreements and manage existing ones, helping you stay organised and in control.

Did you know

NAB online banking is getting an upgrade

Soon, you’ll get to enjoy a smarter, smoother digital experience designed to fit your life. Enjoy a new look and feel with more control over your personal online banking view.

Learn about our online banking upgrade
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Stay up to date with the latest improvements

We’re always looking for ways to improve your internet banking experience. Learn how we’re making NAB Internet Banking cleaner, more efficient and convenient for you.

What's new in NAB Internet Banking?

Awards we've won

GRB25 Award badge_PX - National Australia Bank (NAB)-Best Digital Banking Initiative - ANZ
Best Digital Banking Initiative 2025

How do I start banking online at NAB?

Register for NAB Internet Banking

NAB Internet Banking is our free-to-use digital banking platform for all customers. Check your accounts, manage your finances and bank on the go anytime, anywhere.

Register online in less than 5 minutes
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mobile app

Download the NAB app

Download the NAB app for a more convenient internet banking experience. Use our smart phone app to view balances, transactions and authorise payments on the go.

Still not sure how to start?

Use our online banking guides to learn more about using NAB Internet Banking and the NAB app to become more confident and to make the most of our online banking features.

See our online banking guides
NAB App

Save time getting in touch

 

Call us securely from the NAB app to skip the identification process and get connected with who you need.

  1. Log into the NAB app.
  2. Tap the Search icon.
  3. Search for ‘call’.
  4. Tap Contact us.

Learn more about calling from the NAB app.

Not registered yet? Download the NAB app today

 

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Please note, certain enquiry types may still require you to be identified.

Terms and Conditions

PayTo is available to selected retail accounts excluding credit cards. It's not available where customers are set up with a multi-auth arrangement or available to third parties.

NAB uses digital features provided by Slyp Pty Ltd (ABN 19 613 031 271) in its delivery of NAB Digital Receipts.

Consider the NAB Internet Banking terms and conditions which apply when using NAB Internet Banking and the NAB app, before making any decisions regarding these services. The NAB app is compatible with Android™ and iOS, minimum platform requirements apply. Android is a trademark of Google LLC. iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license. Services issued by NAB.

Apple, iPhone, iPad, Touch ID, Face ID and the Apple logo are trademarks of Apple Inc., registered in the U.S and other countries. App Store is a service mark of Apple Inc. Google Play and the Google Play Logo are registered trademarks of Google LLC.

PayID is a registered trademark of NPP Australia Limited.